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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 215-321-2378 Ext. 140
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"Thanks for going above and beyond" "You came highly recommended to us and we will continue to pass along those same reommendations. "Seth & Celine Read Quote > View All Quotes >
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Martin Millner is one of The
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Yardley, Newtown and Doylestown Photo Gallery Request my Free Yardley, Newtown and Doylestown Relocation Package. It's packed full of useful and important information about the Yardley, Newtown and Doylestown, Pennsylvania area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out. 
Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
What are the three most common environmental toxins for which homes are tested?
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| A |
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts. |
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